Compare Workers’ Comp Insurance Quotes
To get the best deal on your worker’s comp insurance, you need to shop around. Let us help by bringing you 3 Michigan worker’s comp insurance agents that will compete for your business.
Just fill out our short online form and you’ll get 3 competitive quotes from 3 brokers in MI. Simple!
3 MI Workers’ Comp Insurance Brokers
Since worker’s comp insurance is a specialized product, it makes sense to have 3 agents or brokers giving you quotes.
This will give you a much better chance at beating the average cost for a worker’s comp insurance policy. By talking with 3 different agents licensed in MI, you will be shopping a much greater percentage of the market.
With more worker’s comp insurance companies competing for your business, your odds of finding the best deal are greatly increased. Most brokers will say they can offer a cheap policy. Put our 3 agents to an insurance showdown and find the best rates!
Workers’ Comp Ins. Coverages
Accidents happen, and if they happen to one of your employees while they are working for you, workers comp coverage is designed to cover the costs associated with that accident.
Requirements and mandates vary from state to state, and the coverages become much more complicated if your employees travel across state lines.
Whether or not you are required to purchase workers comp is usually determined by how many employees you have that aren’t owners in the company. It’s best to work with an agent that understands the ins and outs of Michigan workers comp laws and one that understands your industry.
Michigan Workers’ Comp Requirements
Michigan companies are expected to follow the state’s unique WC rules and regulations. In a nutshell, your business needs workers comp insurance if you employ one or more employees for 35 hours or more per week or you employ three or more employees regardless the number of hours they work per week. The complete rules can be found on the LARA Workers Compensation website. Also, when buying insurance, you should note that MI maintains its own rating bureau, the Compensation Advisory Organization of Michigan.
Get 3 Quotes in every Michigan City
From Detroit to Grand Rapids, or anywhere in the Great Lakes State we can bring you 3 quotes on your WC insurance. You might be small biz with 4 employees or an established company with 50 employees. Whatever your situation, WC insurance is expensive and it pays to let 3 agents compete for your business. We cover all cities, including:
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Live in one of these neighboring states? We can help there too: WI, IN, OH